Please read this agreement ("Agreement") carefully before accessing or using this Web site ("Site"). By accessing or using the Site, you agree to be bound by this Agreement. Prothos Corporation d.b.a. AAA Mortgage Market and its suppliers provide the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Site constitutes your agreement to all such terms, conditions, and notices.

The information and services offered on this Site are provided with the understanding that neither Prothos Corporation d.b.a. AAA Mortgage Market nor its suppliers or users are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.

Prothos Corporation d.b.a. AAA Mortgage Partners and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services, or other material on this Site. While Prothos Corporation d.b.a. AAA Mortgage Market and its suppliers strive to keep the information on this Site accurate, complete, and up-to-date, Prothos Corporation d.b.a. AAA Mortgage Market and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, or timeliness of the information.

You may access, download, and print materials on this Site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other Web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. The foregoing prohibition expressly includes, but is not limited to, the practices of "screen scraping" or "database scraping" to obtain lists of users or other information. If and when requested by Prothos Corporation d.b.a. AAA Mortgage Market, you agree to provide true, accurate, and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of Prothos Corporation d.b.a. AAA Mortgage Market, you agree to refrain from accessing or attempting to access password protected, secure, or nonpublic areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

All materials on this Site (as well as the organization and layout of the Site) are owned and copyrighted or licensed by Prothos Corporation d.b.a. AAA Mortgage Market and its affiliates or its suppliers. ©Copyright Prothos Corporation d.b.a. AAA Mortgage Market, 2005. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this Site is permitted without the written permission of Prothos Corporation d.b.a. AAA Mortgage Market.

As a condition of your use of this Site, you warrant to Prothos Corporation d.b.a. AAA Mortgage Market that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Site automatically terminates.

You use this Site at your own risk. If your use of this Site or the materials therein results in the need for servicing or replacing property, material, equipment, or data, neither Prothos Corporation d.b.a. AAA Mortgage Market nor its affiliates are responsible for those costs.

The information, software, products, and service published on this site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Prothos Corporation d.b.a. AAA Mortgage Market, its affiliates, and/or its respective suppliers may without prior notice make improvements and/or changes in this site. All information, products, and services are provided "AS IS" without warranty of any kind. In no event shall Prothos Corporation d.b.a. AAA Mortgage Market, its affiliates, and/or its suppliers be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this site or with the delay or inability to use this site, or for any information, products, and/or services obtained through this site, or otherwise arising out of the use of this site, whether based on contract, tort, strict liability, or otherise, even if Prothos Corporation d.b.a AAA Mortgage Market, its affiliates, or any of its suppliers has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion of limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

You agree to indemnify, defend, and hold harmless Prothos Corporation d.b.a. AAA Mortgage Market, its affiliates, and suppliers from any liability, loss, claim, and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

Prothos Corporation d.b.a. AAA Mortgage Market may modify this Agreement at any time and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.